Terms of Use – Spun Media

1. Acceptance of Terms of Use

By using our websites, you fully and completely accept these Terms of Use. Please read them carefully. This document regulates the use of our websites and all services and products offered by Spun Media to users. Use of our websites also subjects you to other terms, regulations, policies, and notices made available to users, as well as any future updates.

2. Access Conditions

Spun Media’s websites are freely accessible to all users but may contain third-party services and products that may incur charges. These charges will never be collected by us.

Initially, no registration is required to access our websites; they are considered open services. For those requiring registration, user profiles, etc., they are considered closed services. To use these properly, the user must provide accurate data and declares that all information provided is true and correct. The user is responsible for any false or incorrect information submitted.

If the user is a minor, they must refrain from using our platform and request their parents or guardians to use the websites, services, or products. The user agrees to use any Spun Media website, service, or product only for permitted purposes and in accordance with these Terms of Use. The user is solely responsible for any misuse and acknowledges that Spun Media is not liable for such actions.

3. Privacy Policy

All matters related to user privacy and personal data protection are detailed in the Spun Media Privacy Policy.

4. Responsibilities

Spun Media aims to provide uninterrupted, high-quality access to its platforms, services, and products. However, temporary interruptions may occur for technical or operational reasons (scheduled or not). Should you encounter any issues, please contact us immediately.

Our platform may display banners, buttons, backlinks, or tools from third parties. Clicking on them will redirect you to external websites beyond our responsibility. We recommend reviewing and accepting the Terms of Use of these third parties before proceeding.

Some pages may allow user comments. Users are solely responsible for any content they publish and for any damages caused to Spun Media or third parties. If you identify offensive or harmful content, contact us promptly.

Spun Media values user confidentiality and security, adopting appropriate measures to protect personal data. However, no system is 100% secure. Therefore, Spun Media is not responsible for damages resulting from unforeseen events or force majeure.

4.1 Disclaimer

Our websites aim to provide information and recommendations about credit cards and financial services. We emphasize that we are a content provider and not representatives of any financial institution. We are not responsible for credit approvals, denials, or decisions made based on the information provided.

Users must evaluate options and conditions directly with financial institutions. Any questions should be directed to the respective credit card providers. Our websites are for informational purposes only and do not constitute financial or legal advice.

4.2 Limitations

Under no circumstances will Spun Media or its affiliated companies be liable for any damages (including loss of data, profit, or business interruptions) resulting from the use or inability to use our websites.

4.3 Accuracy of Content

The content available on Spun Media’s websites may contain technical, typographical, or photographic errors, or outdated or incomplete information. Spun Media does not guarantee that any content is accurate, complete, or up to date. We may modify content at any time without prior notice, though we are not obliged to do so.

5. Intellectual Property

All trademarks, logos, content, images, slogans, trade names, and symbols linked to Spun Media or its partners are the exclusive property of their owners. Access to our platform does not grant any authorization, assignment, or license to use any intellectual property belonging to Spun Media.

To request authorization for use, please contact us at [email protected] and await approval.

6. Reporting Violations

If you detect any irregularity, violation of these Terms of Use, Privacy Policy, or illegal activity while using any Spun Media website, service, or product, you can report it to us. Please provide as much detail as possible about the situation.

After evaluation, Spun Media may remove or restrict content, products, or services that violate these Terms of Use, Privacy Policy, or applicable law, whenever technically feasible.

7. Changes to Terms of Use

We continually work to improve our user experience. Therefore, Spun Media may update these Terms of Use periodically. Users are encouraged to review this page regularly. If you disagree with any changes, you may stop using our websites or contact us directly.

8. Applicable Law

These Terms of Use are governed by the laws of the Federative Republic of Brazil. Any disputes will be resolved under Brazilian law, and the court of Pelotas – RS is elected as the exclusive competent forum.

9. Contact Us

If you have any questions or need assistance, contact us at [email protected].

Please ensure you are viewing the most up-to-date version of this Terms of Use document while browsing our platform.

Last updated: May 31, 2023
SPUN MEDIA